First Apartment: How to Get It 🏠

Finding your first apartment is exciting but it can also feel confusing and overwhelming if you’ve never done it before. This guide walks you through exactly what to do, what to know, and what to avoid, so you can move into your first place with confidence.

1. Separate Needs from Wants

Before you even start looking at listings, be clear on what matters most. This saves you time and helps you avoid getting distracted by trendy spots that don’t actually fit your lifestyle.

Need-to-haves:

• Fits your budget

• Safe neighborhood

• Reasonable commute to work/school

• Washer/dryer access

• Pet-friendly (if you have one)

• Parking

Nice-to-haves(optional):

• Updated appliances

• Gym/pool

• Extra storage

• Walk-in closet

• Balcony

• Close to nightlife or entertainment

Focus on your needs first. It’s better to have a safe, affordable place than stretch your budget for granite countertops or a trendy location.

2. Start Your Search 1–2 Months Ahead

Most listings go up 30–60 days before the available move-in date. If you start too early, options won’t be available yet. Too late, and the good spots might be taken.

 Where to look:

• Zillow, Apartments.com, Rent.com — great for big listings

• Craigslist — still used for private rentals, but double-check for scams

• Facebook Marketplace or local housing groups

• Local property management company websites

• Employer university housing boards

Make a spreadsheet or notes app to track what you’re applying for and the key details of each. I have one available if you need it.

3. Research the Neighborhood (Not Just the Apartment)

Before you commit, take time to learn about the area:

• Drive through at different times of day (including at night)

• Use apps like Nextdoor or CrimeMapping.com to check safety

• Look up Google reviews of the apartment complex or landlord

• Talk to people in the area if you can

A safe and convenient neighborhood often matter more than having brand-new appliances.

4. Be Ready with Your Application Materials

Most landlords will want to verify that you’re financially responsible before they hand over the keys. Have these ready:

• Valid ID

• Proof of income (pay stubs, job offer letter, W-2s)

• Bank statements (to show savings or stability)

• References (previous landlord or personal if this is your first time)

• Credit report (some landlords will pull this themselves)

• Co-signer info (if your income or credit is low)

• Application fee ($25–$75)

Tip: If you’re a student or just starting out, having a co-signer like a parent or guardian is very common and often required.

5. Watch Out for Red Flags and Scams

It’s easy to get caught up in excitement and miss warning signs. Here are red flags to avoid:

• They ask for cash only

• They won’t show you the unit in person or via video

• Rent is way below market average

• They’re rushing you to sign without a lease

• No written lease is offered

Always read your lease fully before signing. Ask questions if anything’s unclear like maintenance responsibilities, pet rules, guest policies, and how utilities are handled.

6. Budget for the Move + Set Up Essentials Early

Once approved, get your move-in budget in place. Most first-time renters forget about these upfront costs:

Don’t forget to set up utilities like electric, gas, and internet before you move in, so you’re not stuck waiting days for service.

7. Do a Walk-Through Before You Sign or Move In

Whether you’re renting from a private landlord or a complex, always do a walk-through of the apartment. Use this checklist:

• Doors and windows lock properly

• No water damage or leaks

• Appliances work

• Outlets function

• No major stains, holes, or damage

• Smoke detectors work

• Hot water and heat/AC work

Take photos or videos of any issues before you move in. This protects you from losing your deposit later.

 8. Understand Your Lease and Rights as a Tenant

Your lease is a legally binding contract. Make sure you know:

• The lease length and renewal process

• Penalties for breaking the lease

• Maintenance policies

• What happens if rent is late

• Your rights (look up your state’s tenant laws)

9. Make It Your Own, But Don’t Break the Rules

Once you move in, enjoy your space but remember, it’s still someone else’s property. If you want to paint, hang things, or make changes, check your lease first.

Personalize your space with temporary touches:

• Removable wall hooks

• Area rugs and curtains

• Lamps and plants

• Throw pillows and blankets

Final Tip: Living Alone Doesn’t Mean You’re On Your Own

Your parents, your bank, and I are here to help you navigate the process. Asking questions is smart, not embarrassing and if you feel that you have those questions don’t be afraid to reach out to me.