Meet With Emily
Hi, I’m Emily! I joined Equity Bank in 2022 and from day one I’ve loved getting to know people and their stories. That experience gave me a front-row seat to how life and money are connected, and also furthered my fascination with wealth management, not just the numbers, but the stories of how people build and grow their financial lives.
Whether it’s creating a budget that fits your lifestyle, paying off debt, saving for your first big purchase, or just getting clarity on your next step, I’m here to guide you through it. Because life is already complicated enough. Your finances don’t have to be.
I want to buy a house in the next year.
You Tell me: • Your income • Your monthly bills • Your savings • Your credit score (if you know it) • Your timeline
We’ll figure out together:
✓ How much house you can realistically afford
✓ Whether your debt-to-income ratio needs improvement
✓ How much you should save for a down payment
✓ Which debts make sense to pay off first
✓ A month-by-month game plan
✓ When you’re actually ready to talk to a lender
Outcome: You leave knowing exactly what steps to take instead of guessing
I need a new car but don’t know what I can afford.
You Tell me: • Your budget • Current vehicle/payment • Income • Trade-in situation • Future goals
We’ll figure out together:
✓ A payment that fits your budget
✓ Whether buying or waiting makes more sense
✓ How this purchase affects buying a house later
✓ Loan term comparisons
✓ Ways to lower your monthly payment
Outcome: You buy with confidence instead of wondering if you made a mistake.
I feel like I’m drowning in debt.
You Tell me: • Student loans • Credit cards • Auto loans • Interest rates • Monthly payments
We’ll figure out together:
✓ Which debt is costing you the most
✓ Whether refinancing could save money
✓ Which payoff strategy fits your situation
✓ Ways to free up cash flow
✓ How to improve your financial picture long-term
Outcome: You have a plan instead of feeling stuck.
I know I should invest... but I have no idea how.
Investing can feel overwhelming, especially when you're not sure where to begin.
You tell me:
Your financial goals
How much you may be able to invest
Any other financial priorities you're currently working toward
We'll figure out together:
✓ How investing aligns with your other financial goals
✓ If there are other financial priorities you may want to focus on first
✓ Which investing solutions are available through Equity Bank
✓ What you'll need to get started
✓ What to expect along the way
I can help you learn more about:
✓ SimplyInvest
✓ Equity's Financial Services Group
✓ Trust & Wealth services
✓ The differences between available investment resources
✓ Getting started and next steps
Outcome: You have a better understanding of the investment and wealth resources available through Equity and know where to go next.
Additional Context on Equity's Investment and Wealth Offerings-
SimplyInvest
• Digital investing platform with automatically managed portfolios.
• Designed to provide an accessible way for customers to begin investing.
• Often a good fit for customers who want a simple, digital-first investing experience.
Financial Services Group
• Provides more personalized investment and financial guidance (Financial Advisors are involved at this level).
• Appropriate for customers who want a more individualized relationship and broader financial planning conversations.
• Often serves as the middle tier between a fully digital solution and more complex wealth-management needs.
• Often the best fit for customers who want an advisor relationship or are looking for more personalized guidance than a digital investing platform provides.
Trust & Wealth
• Provides investment management services along with trust, estate, fiduciary, and more complex wealth management solutions.
• Typically serves customers with more complex planning needs.
• While investment amounts are not something I would want referenced on the page, this is generally where we direct customers with higher-net-worth relationships or more sophisticated planning needs.
I make decent money… so why does it feel like I never have any?
You Tell me: • Your income • Monthly spending • Bills • Savings • Financial goals
We’ll figure out together:
✓ Where your money is actually going
✓ A budget that fits your life
✓ How much you can comfortably save
✓ Ways to reduce unnecessary spending
✓ A plan that still lets you enjoy life
Outcome: Your money finally starts working for you.